LESSON ONE: THE FACTS OF LIFE

What you need to know to get along as a financially responsible adult

LESSON TWO: LIVING ON THE EDGE

How to budget and save your money, and plug your spending leaks

LESSON THREE: TO BORROW OR NOT TO BORROW

How to decide if you should pay cash or borrow the money you need

LESSON FOUR: SO YOU HAVE DECIDED TO BORROW SOME MONEY

How to get through the credit-granting process once you have made the decision to borrow

LESSON FIVE: THE TERMS OF THE DEAL

How to determine if you are getting the deal you have bargained for

LESSON SIX: AUTO LOANS AND LEASES

One of the toughest deals to negotiate

LESSON SEVEN: HOME SWEET HOME

The largest debt you are likely to ever have

LESSON EIGHT: CREDIT CARDS AND OTHER LOANS

What you need to know about credit cards, personal signature loans, etc.

LESSON NINE: YOU'VE GOT TROUBLE WHEN

How to tell when you may have a problem

LESSON TEN: WHEN YOU FALL BEHIND

Dealing with delinquency and bill collectors

LESSON ELEVEN: BANKRUPTCY

The ultimate credit overload

LESSON TWELVE: BUILDING AND REBUILDING YOUR CREDIT

How to establish good credit when you have no credit history or even a bad credit past