Credit When Credit Is Due - Student Section
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One of the keys to financial success is understanding how credit works.  When you have good credit, your credit gives you opportunities. You have better chances of getting loans with low interest rates, better jobs, more favorable insurance rates, and more.

Credit When Credit is Due will teach you about choosing and using credit cards, deciding when to borrow money, and buying a car or home.  You’ll also learn what to do if you fall behind on your bills and learn how to rebuild your credit if you’ve had difficulties in the past.


Only the person that was issued the login and password is authorized to take this program. 
Please type your login and password carefully, and be sure to include all dashes.  The login and password provided to you are case sensitive.

Upon entering the program, you will be asked to answer some basic questions.  Please reply to as many questions as you feel comfortable answering.  After answering these questions, you will move on to a pre-assessment.  Don’t worry about knowing all the answers; the goals of Credit When Credit is Due is to help you learn this information. 

From the pre-assessment, you’re ready to get started with Lesson 1, followed by the Lesson Review, which will allow you to demonstrate what you’ve learned from the lesson.  You’ll do the same for Lessons 2 through 12.

To begin the course, please enter your user ID and password in the box below, and click the log-in button.

Good luck!

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American Center for Credit Education © 2020 All rights reserved. No part of this program may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording, or by any information storage and retrieval system, except by a reviewer who may quoted brief passages in a review to be printed in a magazine, newspaper, or on the Internet without permission in writing from the publisher.
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